Axis Bank’in brüt kredileri yüzde 23 artışla 13,8 lakh crore’a çıktı: Q2 güncellemesi piyasayı etkiliyor

Kısaca

Axis Bank’in brüt kredileri YoY yüzde 23 artışla 13,846 lakh crore’a çıktı; mevduat 14,521 lakh crore oldu. FCNR(B) depozitoları ile $10,62 milyar, yaklaşık Rs 1,018 lakh crore düzeyinde etkinlik gösterdi. Yıllık ve çeyreksel artışlar bankanın likidite yönetimi ile kredi talebine dair ipuçları sunuyor; piyasa yakın izlenecek.

Ana mesele

Axis Bank’in brüt kredileri yıllık yüzde 23 artışla 13,846 lakh crore’a ulaştı

Ne değişti?

Q2 güncellemesiyle brüt kredilerde güçlü artış ve mevduatta yükseliş

Beni nasıl etkiler?

Piyasa güveni güçlenebilir; hisseler dikkatle izlenecek

Ne oldu?

Axis Bank’in brüt kredileri 13,846 lakh crore’a yükseldi; mevduat 14,521 lakh crore oldu.

Neden şimdi?

Q2 güncellemesi finansal performans üzerinde belirleyici görünüyor; FCNR(B) akışları etkili.

Neden önemli?

Banka için kredi büyümesi sermaye verimliliğini ve likidite yönetimini etkiler.

Kimler etkileniyor?

• Paydaşlar: yatırımcılar, rekabetçi bankalar, mevduat sahipleri

Sektör ve piyasa etkisi

Kredilerde artış bankacılık hisselerinin kısa vadeli performansını etkileyebilir

Riskler

• Piyasa İzlenen riskler: faiz oranı değişimi, TL ve dolar arasındaki volatilite

Takip edilmesi gerekenler

• Cari yıl içinde kredi kalitesi ve sermaye yeterlilik rasyoları
• Mevduat getirileri ve faiz marjlarındaki gelişmeler

Haberin tamamı

Shares of private lender Axis Bank will be in focus on Tuesday after it reported a 22.7% year-on-year (YoY) increase in gross advances to Rs 13.846 lakh crore as of September 30, 2026, from Rs 11.284 lakh crore a year earlier, according to its exchange filing. Gross advances also increased 8.8% from Rs 12.729 lakh crore at the end of June 2026.Total deposits rose 20.7% year-on-year to Rs 14.521 lakh crore as of September 30, 2026, compared with Rs 12.035 lakh crore a year earlier.

On a sequential basis, deposits increased 5.8% from Rs 13.729 lakh crore at the end of June. CASA deposits stood at Rs 5.296 lakh crore at the end of September, marking a 10.6% YoY rise and a 1.5% increase from the previous quarter.Term deposits rose 27.3% YoY to Rs 9.225 lakh crore from Rs 7.245 lakh crore a year earlier. On a quarter-on-quarter basis, term deposits increased 8.4%.Also read: How to trade HDFC Bank shares after new CEO appointment?

Technical indicators still signal weaknessThe bank said it had mobilised FCNR(B) deposits totalling $10.62 billion, or around Rs 1.018 lakh crore, as of September 30, 2026, under the Reserve Bank of India’s swap facility for FCNR(B) deposits.

Part of these FCNR(B) flows was used to reduce non-retail term deposits during the quarter, which declined 8.6% sequentially.Loans provided by Axis Bank’s international branches to customers as a leveraging facility for placing these deposits stood at $4.57 billion, or around Rs 43,800 crore. Excluding these loans, gross advances would have increased 18.8% YoY and 5.3% quarter-on-quarter.

Total deposits would have risen 17% year-on-year and 2.6% sequentially, while term deposits would have grown 21.3% year-on-year and 3.2% quarter-on-quarter.Axis Bank also said standby letters of credit issued in favour of other banks against loans backed by FCNR(B) deposits stood at $4.69 billion, or around Rs 44,900 crore.

Axis Bank said the figures as of September 30, 2026 are provisional and subject to a limited review by its statutory auditors.Read more: Private banks' deposit mobilisation outpaces PSU peers in Q2Separately, the bank said Sanjeev Moghe, Senior Management Personnel and Group Head: Branch Banking – South, has resigned to pursue an opportunity outside Axis Bank. Moghe submitted his resignation on October 4, 2026, and will be relieved from the bank’s services at the close of business on October 30.

He will also cease to be a Senior Management Personnel from that date.Disclaimer: This article has been written by Veer Sharma, who is not a SEBI-registered Research Analyst or an Investment Adviser. Veer Sharma and his ‘relative(s)’ (as defined under Section 2(77) of the Companies Act, 2013) do not hold any financial interest in the companies mentioned in this article as of the date of publication.

The views/recommendations mentioned in this article, wherever applicable, are those of the respective SEBI-registered Research Analyst/brokerage and have been reproduced/reported with due attribution. They should not be construed as the views or recommendations of The Economic Times Digital or the journalist. Readers are advised to consider the original research report and make their investment decisions based on their own assessment. Brokerage disclaimers here.

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• Economic Times - Markets