İspanya konut krizine yönelik tedbirlerle 10 milyar euro fonla ilk ev kredisi destekleyebilir

Kısaca

İspanya, konut krizine yönelik tedbirleri hızla onayladı ve sezonluk kiralamaya vergi getirecek; 10 milyar euro fonu kurulacak ve 50.000 euroya kadar krediler verilecek. Neden şimdi: yasa tasarıları karşıtlıklara rağmen geçiş süreci için interim parlamentoyla uygulanacak; seçim gündemi güç kazanıyor. Piyasa ve iş dünyası için: konut talebi canlanabilir, kredi erişimi genişler; izlemede vergi etkileri ve inşaat teşvikleri yakından takip edilmeli.

Ana mesele

İspanya hükümeti konut krizine karşı acil tedbirleri uygulamaya koyacak

Ne değişti?

Sezonluk kiralamaya vergi getirilmesi ve ilk ev kredisi için 10 milyar euro fonu kurulması kararlaştırıldı

Beni nasıl etkiler?

Konut maliyetleri ve kredi erişimi etkileyebilir

Ne oldu?

İspanya Başbakanı Sánchez, konut krizine yönelik 21 tedbir içeren paketi onayladı; sezonluk kiralamaya vergi ve 50.000 euroya kadar konut kredisi gibi maddeler var.

Neden şimdi?

Parlamento’nun geçici olarak dağıldığı dönemde hızlı hareket gereği acil tedbirler uygulanacak

Neden önemli?

Konut piyasasında istikrar sağlayabilir; sosyal gerginlikle mücadele ve ekonomik canlanma potansiyeli var

Kimler etkileniyor?

• Konut sahipleri
• Kiracılar (özellikle savunmasız kesimler)
• Kamu maliyesi ve yerel yönetimler
• İnşaat sektörü

Sektör ve piyasa etkisi

Konut piyasası ve finansman maliyetleri üzerinde baskı/etki

Riskler

• Girişimlere yönelik vergi erteleme ve uygulama sorunları
• Kamu borç stoğunda artış endişesi
• Seçim etkileriyle tedbirlerin uzun vadeli uygulanması belirsizliği

Takip edilmesi gerekenler

• Vergi tahsilatı etkilerinin konut talebine yansıması
• Kredi imkanı ve uygunluk kriterlerinde değişiklikler
• Kamu harcamaları ile yapısal reformların yürütülmesi

Haberin tamamı

Spain’s government on Tuesday approved urgent measures to tackle the housing crisis , after an outbreak of violence the night before in Barcelona saw tens of thousands taking to the streets demanding a quick resolution.

The angry protests followed nationwide demonstrations over the weekend. All were triggered by the eviction of 87-year-old María del Carmen Abascal from her Madrid home last month.

The approved steps were similar to those Parliament rejected last week. Prime Minister Pedro Sánchez’s coalition government lacked a majority and suffered a bruising legislative defeat when right-wing opposition parties voted down emergency decrees to address the housing crisis. He called on Monday for an early election on Nov. 29.

Steps to ease buying and renting homes

The 21 approved measures include facilitating renting or buying a new home, extending eviction protections for vulnerable residents, regulating room rentals, imposing a new tax on seasonal rentals, prohibiting speculative real estate purchases, and granting tax breaks to property owners and tenants who pay on time.

“We will not allow any more evictions like the one Maricarmen suffered or like those that have occurred since the decrees were repealed,” Sánchez told reporters at the Presidential Palace, referring to Abascal by her nickname.

The government will also set up a 10 billion euro fund to provide loans of up to 50,000 euros to buy a first home, as well as construction subsidies, he added.

The steps will need to be ratified by an interim legislature instead of the Parliament, which was dissolved after a call for a snap election. It consists of 69 members rather than the 350 that sit in the regular Parliament. Sánchez’s coalition will need just 35 votes to pass the measures.

The prime minister still asked for opponents’ votes, saying: “We are not talking about an ideological issue, but about common sense.”

“Many Spaniards are waiting for solutions, not just those gathering in town squares, nor the thousands of protesters in the streets. I’m referring to millions of citizens who are waiting for their representatives to show the courage to stand up to the powerful, rather than submit to them,” he said.

Protest turned violent in Barcelona

In Barcelona, Spain’s second-largest city, a severe weather alert over the weekend had forced organizers to reschedule the protest for Monday. What began as a massive peaceful march turned violent when groups of hundreds of hardcore activists clashed with police, throwing stones and setting fire to trash containers.

Alejandro Quiroga, professor of political science at Madrid’s Complutense University, told The Associated Press that having decrees approved by the interim legislature was constitutional but also a necessary political move by Sánchez.

“I don’t think Sánchez had an alternative,” Quiroga said. “If you are calling early elections so you can keep the public’s focus on housing, you can’t just sit back and do nothing about it. That wouldn’t have been smart.”

Rising costs and a housing shortage are pricing many Spaniards out of the housing market , despite strong economic growth in Europe’s fourth-largest economy. The protesters have been demanding stronger tenant protections, measures to combat fraud, and a ban on evictions when alternative housing is unavailable.

This story was originally featured on Fortune.com

Kaynaklar

• Fortune