Kuzey Dakota kredibilite için Stablecoin Roughrider Coin ile daha hızlı mutabakatı gördü

Kısaca

NORTH DAKOTA Lenders, Roughrider Coin ile hızlı mutabakatı test etti (1 Ekim’de devreye alınan stabilcoin). Dört banka doğrulama yaptı ve bunu güvenli, kısmi eşzamanlı mutabakat için tasarladı. Piyasa etkisi: bölgesel bankalar için yeni bir ödeme taşıyıcısı ve olası ölçeklenme izleme noktası

Ana mesele

Kuzey Dakota bankaları, eyalet bankasının Stablecoin’iyle daha hızlı mutabakatı test etti.

Ne değişti?

Dört banka kullanımı doğruladı ve güvenli, eşzamanlı mutabakat bildirildi.

Beni nasıl etkiler?

Okuyucuya etkisi, üyeler için ödemelerin hızında artış potansiyeli ve operasyonel verimlilikte iyileşme sağlar.

Ne oldu?

Kuzey Dakota Bankası (BND) yeni sabitkoin Roughrider Coin’i kullanıma sundu.

Neden şimdi?

Geleneksel ödemeler arasındaki hız ve güvenlik taleplerinin artmasıyla deneme yapıldı.

Neden önemli?

Eyalet bankacılığında blockchain tabanlı çözümlerle işlem maliyetleri ve zamanında mutabakat iyileştirilebilir.

Kimler etkileniyor?

• BND ve ortakları
• BND ile iş yapan bölgesel bankalar
• kullanıcılar/üyeler

Sektör ve piyasa etkisi

Bankacılık ve ödemeler sektörlerinde yeni bir ödeme aracı olarak görülebilir

Riskler

• Regülasyon belirsizliği
• uyum maliyetleri
• teknoloji entegrasyon zorlukları

Takip edilmesi gerekenler

• kullanım alanı genişler mi
• başka eyalet bankaları entegrasyonu test eder mi
• fiyat ve işlem maliyetleri etkisi

Haberin tamamı

| Listen to Article Listen Financial institutions that are using the Bank of North Dakota ’s (BND) new stablecoin, Roughrider Coin , are finding that it delivers practical benefits, BND said in a Monday (Oct. 5) press release .

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The stablecoin went live Oct. 1, according to a press release issued at the time by Fiserv , the global provider of payments and financial services whose digital asset platform is powering the Roughrider Coin.

In its Monday press release, BND described Roughrider Coin as a “U.S. dollar-backed, tokenized digital asset that modernizes interbank payments for community banks and credit unions across the state.”

BND, a state-owned bank that partners with financial institutions to create economic opportunity and stability across the state, said Roughrider Coin was developed for regulated institutions and integrated with existing payment operations; enables secure, near real-time settlement for routine bank-to-bank transactions; and is available to all of the state’s financial institutions, though utilization of the stablecoin is voluntary.

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BND President and CEO Don Morgan said in the release that four North Dakota banks worked with BND to validate the use case of Roughrider Coin.

First International Bank & Trust CEO Peter Stenehjem said in the release: “Roughrider Coin represents an additional payment rail that can support future use cases where blockchain technology delivers meaningful value.”

Capital Credit Union CEO Jon Griffin said: “Roughrider Coin gives us an opportunity to explore emerging payment technology in a practical and responsible way while continuing to focus on what matters most, serving our members.”

Gate City Bank Executive Vice President and Chief Information Officer Ryan Goellner said: “As a regulated financial institution, we believe it is important to thoughtfully evaluate innovations that may benefit customers and communities while maintaining strong governance, risk management and regulatory compliance.”

North Star Community Credit Union President and CEO Bob Herrington said in the release: “Roughrider Coin represents an important step toward faster, more efficient payments while preserving the strength and trusted relationships that make North Dakota’s financial institutions unique.”

Together with Fiserv and its digital asset platform, other companies helping to build Roughrider Coin include Versabank , which serves as issuer for the stablecoin; Fireblocks , which provides secure digital asset infrastructure and tokenization services; and the Solana blockchain, where transactions are processed, according to Fiserv’s release.

BND and Fiserv announced in October 2025 that they had partnered to launch Roughrider Coin and that they planned to offer the stablecoin to banks to banks and credit unions in North Dakota in 2026.

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Kaynaklar

• PYMNTS (Payments/Fintech)